PayJunction for WooCommerce lets a business that already processes cards with PayJunction take those payments in its WooCommerce store, on the same merchant account and the same reports as its Virtual Terminal and Smart Terminals.

The card becomes a token in the browser

PayJunction's own script sends the card number, expiry and CVV from the customer's browser straight to PayJunction and returns a token that works once. Only that token is posted to your site, so card details never reach your server.

Charged from your server

The plugin charges the token for the order total, with tax and shipping as separate amounts, the order number as the invoice number and the billing address for PayJunction's address check. The order is marked paid only when PayJunction approves the charge for the order's own amount. A declined card shows PayJunction's reason and the customer can try another card without starting again.

Void when possible, refund when not

Press Refund on the order. A whole charge that has not settled yet is voided, which makes no second transaction and no extra fee. Anything else is sent as a refund for exactly the amount you typed: the original tax and shipping are not added on top.

Set up in a minute

Enter the API login, API password and application key. The publishable key the browser needs is created for you when you save. A Test mode switch points everything at PayJunction Labs.

Good to know

You need your own PayJunction account and application key, a store in US dollars and HTTPS. The card form is on a payment step after checkout and is part of your page (PCI SAQ A-EP). Authorise-then-capture, saved cards, ACH and Smart Terminals are not included. AllPlugin is not affiliated with PayJunction.